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Your AI-powered Chartered Accountant

One team handles your entire finance function — compliance to advisory — powered by AI that never sleeps.
10× the quality of a Big 4 firm, at half the cost

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Your CA is manual, reactive, and last-minute

Most of the work happens in a scramble before filing deadlines. Reconciliation is done on spreadsheets. Compliance issues are discovered at filing time, not when they occur. Advisory, if it exists at all, is a backward-looking afterthought. The work itself is largely rules-based and repetitive — but it’s still being done manually, the same way it was done twenty years ago.

What if your CA never slept?

Memintel is a Chartered Accountant firm powered by 43 AI agents that watch your books every minute of every day. Not a software tool you have to learn. Not a dashboard you have to check. A finance operations team — backed by AI that has already found the problem before your current CA even opens the file. We do the same work. We just do it continuously, accurately, and at a fraction of the cost.

What you get

Nine integrated services. One team. One monthly fee

  • GST Compliance

    GSTR-1/3B computed, validated, and filed. ITC optimised with all statutory adjustments. Vendor follow-ups handled.

  • TDS Compliance

    Deductions computed per payment. Challans tracked. 26AS reconciled. Quarterly returns filed.

  • Bank Reconciliation

    Daily automated matching of bank entries against your books. Unreconciled items flagged and resolved.

  • GSTR-2B Reconciliation

    4-pass intelligent matching against your purchase records. Live ITC impact computed. Vendor follow-ups generated.

  • Month-End Close

    Structured checklist with automated validation. Suspense cleared. Accruals verified. Books closed on time, every time.

  • Continuous Monitoring

    43 AI agents watch every invoice, payment, and GL entry around the clock. Problems caught the day they occur.

  • Advisory & CFO Reports

    Monthly report with prioritised actions, ITC optimisation, industry benchmarks, competitor signals, and market context.

  • MIS & Reporting

    P&L, Balance Sheet, Cash Flow, segment analysis, budget vs actuals — auto-generated from your ERP data.

  • Income Tax & 26AS

    26AS reconciliation, advance tax tracking, tax provision estimation. Mismatches caught before return filing, not during.

How it works

Three steps. We do the heavy lifting from day one

  • We connect

    We plug into your ERP — Tally, Zoho, SAP, QuickBooks, Xero, any SQL database. You change nothing about how you work.

    20 connectors for every major ERP and data platform. See all connectors →

  • We monitor

    43 AI agents watch your books continuously. Compliance risks, reconciliation gaps, cash flow anomalies, overdue invoices — caught in real time.

  • We deliver

    GST filed. TDS deposited. Books reconciled. Close completed. Advisory delivered. Every month, on time, without drama.

Half the cost. Ten times the coverage

Traditional CA: Multiple providers. Periodic review. Reactive. Advisory charged extra. No continuous monitoring. And still — problems discovered at filing time.

Memintel: Everything included. One team. Continuous monitoring. Proactive. Monthly advisory as standard. At a fraction of what you’re paying today.

Why Memintel

  • Unlike traditional CAs

    We monitor continuously, not at month-end. 43 AI agents watch your books 24/7.

  • Unlike software tools

    We deliver the outcome, not the tool. You don’t learn software. You get filed returns and clean books.

  • Unlike Big 4

    We’re accessible to our customers at a fraction of the cost. Same analytical rigour, without the overhead.

  • Everything on one data model

    Your GST, TDS, reconciliation, close, and advisory are always in sync. No silos.

  • Proactive, not reactive

    We don’t wait for month-end to find problems. Our AI catches compliance risks, reconciliation gaps, and cash flow anomalies the day they occur.

  • Your dedicated finance partner

    One client relationship manager sees your complete financial picture. Not separate teams for separate services. One person who knows your business.

Capabilities no other platform offers

What only Memintel can do

  • Vendor follow-up automation

    Auto-generated emails with invoice details sent to non-compliant vendors. Batch send in one click. No other GST tool does this.

  • ITC intelligence

    Blocked credit detection (Section 17(5)), Rule 37 non-payment reversal, Rule 42 exempt apportionment — computed automatically with full audit trail.

  • Cross-ERP normalisation

    One client on Tally, another on Zoho, a third on SAP? One workspace, one data model, one workflow. No other platform supports this.

  • Custom monitoring in plain English

    Describe any business rule — “Alert if food cost exceeds 35% of revenue” — and Canvas compiles it into a deterministic query that runs continuously.

  • Close Readiness Score

    A single number that tells you if the books are ready to close — updated every day, not discovered at month-end.

  • AI field mapping (90.7% accuracy)

    Connect any database. Our AI reads cryptic, abbreviated, even Hindi field names and maps them to standard financial entities automatically.

Powered by Canvas Cloud

Behind the scenes, Memintel runs on Canvas Cloud — our proprietary AI platform built on the Memintel open-source intelligence engine. Deterministic, auditable, consistent. AI understands your intent. Deterministic logic executes every time. No black-box decisions on your compliance. No hallucinated tax computations. Every alert, every computation, every recommendation is traceable and explainable.

Built on Memintel.io — the open-source decision engine for Agentic AI

At the heart of Canvas Cloud is Memintel.io — our open-source deterministic semantic compiler purpose-built for agentic AI systems. Memintel.io separates AI interpretation from operational execution: AI understands your intent once, then deterministic compiled logic runs forever. No runtime LLM calls. No hallucinations. No black-box decisions on your compliance. Every alert is traceable. Every computation is reproducible. Every decision is auditable. This is what makes Canvas fundamentally different from every other AI-powered finance tool.

Explore Memintel.io

Ready to simplify your finance operations?

One team. One platform. One monthly fee. Big 4 quality at half the cost

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